Medicare Plans
Trusted Medicare Guidance for Northern Illinois and Beyond
Navigating Medicare shouldn't feel like a solo journey. At Wilcoxen Insurance, we specialize in simplifying the complexities of the federal Medicare system. As an independent agency, we compare plans from 25+ top-rated carriers to ensure you receive the benefits you’ve earned with the personal service you deserve.
Our Medicare Solutions
Medicare Advantage (Part C)
All-In-One Coverage Solutions
Medicare Advantage plans offer an alternative to Original Medicare, often combining Hospital (Part A), Medical (Part B), and Prescription Drug (Part D) coverage into one plan. Many plans include extra benefits like dental, vision, hearing, and fitness memberships.
Medicare Supplement (Medigap)
Eliminate Out-Of-Pocket Uncertainty
Medigap policies are designed to pay for the "gaps" in Original Medicare, such as copayments, coinsurance, and deductibles. These plans offer predictable costs and the freedom to see any doctor in the country who accepts Medicare.
Prescription Drug Plans (Part D)
Protect Your Health and Your Wallet
Even if you don’t take many medications now, a Part D plan is essential for long-term protection. We analyze your current prescriptions against available formularies to find the most cost-effective plan for your specific needs.
Turning 65: Your Enrollment Roadmap
Turning 65 is a major milestone, but the enrollment window can be confusing. We guide you through the Initial Enrollment Period (IEP), the seven-month window surrounding your 65th birthday, to help you avoid lifelong late-enrollment penalties and ensure your coverage begins exactly when you need it.
Your Needs Change. Your Plan Should Too.
Medicare plans change their costs and coverage every year. During the Annual Election Period (AEP) which runs from October 15 through December 7, we provide a complimentary review of your current coverage. If there is a better, more affordable plan available for the coming year, we will find it for you.